2025-05-24
Set up loop
Would give a better review if I could actually use the app. Confirmed my identity and seem to have set security questions about 4 or 5 times now and it still insists on confirming everything.
Updating
Kaldi: Shop, Save & Invest
Released: 2025-02-12
© Kaldi Financial Technology Ltd
Description
Kaldi is the only app to link shopping rewards to investing. Capital at risk.
Kaldi is an easy-to-understand shopping & investing app, helping you to save earlier and better. With automated tools to improve your saving ability without sacrificing time and energy.
Open your Kaldi account in just a few minutes to start saving from your everyday spending. Use the Kaldi app to pay in store or online at over 100 major high street brands and earn cashback.
How to get started:
1. Download the Kaldi app.
2. Create a free account in minutes.
3. Verify your identity.
4. Start earning cashback instantly and shopping at top brands.
5. Set your savings goal and open your own investing account.
6. Start investing your cash rewards. Capital at risk, other charges apply.
You'll have:
> No more wasted or forgotten cashback. With cash rewards and roundups going directly into a savings pot.
> Set your savings goal and target date to receive monthly budget tips.
> Help loved ones achieve their savings goals by linking your cashback rewards and roundups to their accounts.
> Or reach your goal quicker by receiving the cashback and roundups from others.
> Turn on roundups to round up to the nearest pound, helping you save a little more with every purchase.
> Pay friends and family up to £100 per day.
> Refer up to 5 friends to receive an extra 0.5% cashback on their spending for their first 3 months. Referral slots are reloaded at the end of their 3 months.
Discover investing with Kaldi, and get your money to start working for you. Kaldi will guide you with non-jargon info and educational resources. Capital at risk, other charges apply.
Save smarter with:
> Start investing from as little as £1. When you invest your capital is at risk.
> The ability to auto-invest your cashback, roundups and personal savings.
> Access to a curated selection of easy to understand, low-cost funds.
> Find the investments that are right for you, with Shariah compliant and ESG funds available.
> Investment funds provided by industry leaders such as Vanguard & Fidelity.
> Set and visualise savings targets with tools that explain in simple terms what investment choices fit for the time frame of your goals.
Kaldi takes security seriously.
> Kaldi uses biometric security authentication for extra protection.
> Option to have additional tailored security questions.
We want more people to discover smarter saving solutions to better achieve their financial goals.
In order to provide investment services, Kaldi Financial Technology Limited (FRN: 1017309) is an appointed representative of RiskSave Technologies Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 775330). Other features of the app are not regulated.
Here are the fees you when you invest with Kaldi:
> Receive 3 free transfers per month, which are split between Account-to-Account transfers, withdrawals from Kaldi, transfers of money in and out of your Investment Account. Anything beyond the transfer limit will incur a £0.20 fee.
> 0.15% per annum Service Fee. This is calculated monthly based on your Assets Under Management.
> Investment charges depend on which investment or investments you choose as they are charged by the fund manager of that specific fund or funds. These are clearly displayed next to each investment option.
Company Registration Number: 13757407
Terms and conditions: www.kaldiapp.co.uk/legal-pages/terms-and-conditions
Privacy policy: www.kaldiapp.co.uk/legal-pages/kaldi-privacy-policy
What's New in Version 1.0.7
We've improved how you buy a Gift Card.
Seller
Name
Kaldi Financial Technology Limited
Information
Developer
Categories
Version
1.0.7
Size
132.6 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 4+
Compatibility
iOS 15.6 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max, iPhone 16e, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad mini (A17 Pro) Wi-Fi, iPad mini (A17 Pro) Wi-Fi + Cellular, iPad (A16) Wi-Fi, iPad (A16) Wi-Fi + Cellular, iPad Air 11-inch (M3) Wi-Fi, iPad Air 11-inch (M3) Wi-Fi + Cellular, iPad Air 13-inch (M3) Wi-Fi, iPad Air 13-inch (M3) Wi-Fi + Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
App Store: Customer Ratings
Ratings & Reviews
4.0 of 5 (26 Ratings)
App Store: Customer Reviews
2025-05-11
Excellent Savings builder
The cash back savings feature is absolutely fantastic, thoroughly enjoyable watching the cashback accumulate into savings.
2025-05-07
User review
I have been using it for a few months now
Works perfectly on my end with all the retailers. Smooth and easy to use.
2025-04-29
So easy to invest
So glad I got to choose how much I started my investment account with. Super easy
2025-04-26
Fantastic!
Easy to use and amazing brand partnerships like M&S, Amazon, Sainsbury’s, Deliveroo, Uber. Worth using Kaldi if you’re going to be shopping at these places anyway as you can get up to 5% cash back.
2025-04-19
Useless app
Added the info asked but didnt accept didnt let me know that and then didnt let me reupload after speaking to customer service. They sent me a link to add the info did that and it says its accepted go on the app still the same. Gave up. Waste of time
2025-04-16
Good experience! And i have shared this with my friends!
Good ux, convenient workflow (u can purpose on the spot in-store and use it immediately), plenty of brands available already!
Better if u can have interest rate for saving and have a better referral message!
2025-02-13
Love it
Saving has never been so easy when gain money back as you shop!