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Pennies – Budget and Expenses

Pennies – Budget and Expenses

Released: 2014-10-09
© Emile Bennett
Pennies – Budget and Expenses - QR Code
Version 6.0.0
4+
Download on the App Store
Version 6.0.0
4+
Download on the App Store
Released: 2014-10-09
© Emile Bennett

iPhone Screenshots

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iPad Screenshots

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Description

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.
••• Read the reviews and see what people are saying •••
"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"
••• MAIN FEATURES •••
> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.
> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.
> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.
> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.
> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.
> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.
> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.
> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.
> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.
> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+
> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.
> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!
Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.
Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.
So, start budgeting how you want, when you want, without any worry. Start using Pennies today!
If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.
Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

What's New in Version 6.0.0

• General fixes and improvements
Pennies is now more stable and faster than ever. Yipee!
If you are enjoying the new version of Pennies it would be great if you could leave a positive review in the App Store, or update an existing one. I’d really appreciate it.
As an indie developer it makes a big difference. Thanks!

Seller

Name

Super Useful Ltd

Information

Categories

Version

6.0.0

Size

51.4 MB

Game Center

No

VPP Device Licensing

Yes

Rating

Rated: 4+

Compatibility

iOS 13.0 or later

Devices

iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16Plus, iPhone 16Pro, iPhone 16ProMax, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad MiniA17Pro, iPad MiniA17ProCellular, iPod touch (6th Generation), iPod touch (7th generation), Apple Watch Series 4

Languages

English, Arabic, Chinese, French, German, Italian, Japanese, Korean, Portuguese, Russian, Spanish

App Store: Customer Ratings

Ratings & Reviews

4.5 of 5 (1,086 Ratings)

App Store: Customer Reviews

2024-10-19

Brilliant for autistic people!

As an autistic person who struggles a lot with money this app is a godsend. To keep track of my shopping and activity money this app is brilliant, simple and easy to use. I have a budget set of £60 for both shopping and activities and all I do is put how much I spent off the receipt into the app and the app lets me know how much I have left to spend in each department. Been looking for an app like this for ages. Thanks for developing this app.
allinson_sam
Version 6.0.0
2024-08-29

Just need a widget!

Please need widget :(
Whateveryeah
Version 6.0.0
2024-08-16

Great app

Got this to try and sort out my finances, it’s so simple to use and really helps me to keep on track with my spending. I have the app on my Apple Watch and that is just a godsend saves me forgetting or thinking I’ll do it later if my phone is in my bag etc. Can’t fault it. I’m hopeful to be back on track real soon
Spider 99
Version 6.0.0
2024-08-03

Worst app ever

Useless app and can’t believe they charge for it. Waste of money. Much better apps out there.
Trendy345
Version 6.0.0
2024-07-12

Fantastic

Just what I was looking for
Shen0523
Version 6.0.0
2024-06-20

Being using it on and off for years

I use this app for a few months after I have changes in my finances and need keep on top of budgets. It's very easy to use and much better that more complicated apps
JanieJensen
Version 6.0.0
2024-06-10

Super Simple

Very easy to use with a simple interface that makes it ideal for tracking costs on a budget.
ibloke
Version 6.0.0
2024-05-27

Aby

Great help
blueberrysweets
Version 6.0.0
2024-05-18

Aesthetic and functional

10/10 for aesthetics and practically very useful for keeping track of day to day transactions
saj181
Version 6.0.0
2024-04-12

Great

Simple yet fantastic design
Domunique85
Version 6.0.0
2024-04-10

Unresponsive and Clunky

Every time you try to update any feature, you have to wait a long time for it to sync to the cloud, which completely kills the app. The UI is clunky, not worth £5.
Xander504
Version 6.0.0
2024-03-12

Great app

I’m finding this really useful to keep track of my spending. Super easy to use!
Nattybee1983
Version 6.0.0
2024-03-10

Great app

This is a great app and really helpful for budgeting and splitting money into pots to keep track of spending.
Goldcrest123
Version 6.0.0
2024-02-14

Great app

This is exactly what I was looking for to manage my personal spending and housekeeping budgets. So simple yet very effective for keeping an eye on how certain purchases can eat into my monthly budget. Delighted with this app!
Twig let
Version 6.0.0
2024-01-12

Great App

Used it for years now, love it. Makes it so easy to manage monthly budgets. Highly recommended.
RTinker
Version 6.0.0
2023-12-30

Always

Always use this app when abroad where unfamiliar currency slips away so easily. This trip I’ve resolved to keep using the app at home. The Pennies really do add up.
nickjsn
Version 5.9.8
2023-12-07

Fantastic Application

This is a great application! I used it for tracking daily spending. Very intuitive and simple interface with clear visual summaries and forecasts. Love love love this app.
Maya-Alice
Version 5.9.8
2023-10-10

Simple and easy!

Perfect for my needs, giving 4 stars just simply as it would be nice for the app to have some widgets. Would love to see my budgets at a glance on my Home Screen :)
astroai
2023-06-11

M Jones

Simple easy to use, I set myself a weekly amount, if I don't spent the daily money figure grows, I am able at the end of the week to put a little aside for holidays and leaving a bit increases next weeks daily tally.
Jonesieo
Version 5.9.8
2023-05-31

Prevent overspending

This app is a must - I love how it keeps me accountable with my money - you don’t spend everything all at once as the app adds to the total individual budgets on a gradual basis - love it
Rach6Pow
Version 5.5
2023-05-11

No sharing

Is ok, find it odd the iMessage app has more capabilities (sharing) and they don’t sync together.
niall_s
Version 5.9.3
2023-02-19

Crashes Always / Not What It Used To Be (Warning)

Pennies Team,
I love your apps - however they are extremely buggy now.
They crash all the time, esp when trying to enter data
They are very slow, so much lagging on the mobile app
I’m really disappointed especially as it’s a paid app. I have been using it for years but it’s just unbearable and more of a burden to use than a note pad!!
Please address or I will be forced to use an alternative - there are plenty now in the market as im sure you’re aware.
^ the above was an email sent to the dev team which bounced back from the ‘feedback’ email given in their own app :)
neelpanchal.co.uk
Version 5.8
2022-11-18

Simple and easy

Love the simplicity of it and takes seconds to add. Once you get into the habit of adding it becomes second nature. I also find I spend wisely as I always want to have a bigger rollover than the month before
Chuckle.Bunny
Version 5.9.7
2022-11-02

Easy to use, great app.

It doesn’t budget the way I’m used to budgeting but it’s so easy to use and useful.
MaddieTlr
Version 5.9.8
2022-09-16

Doesn’t work

Paid for the app a couple of days ago and it doesn’t work.
App launched and it’s stuck at either setting up iCloud of updating pennies?
Waste of money for an app that doesn’t work
charlief2000
Version 5.4
2022-09-01

Simple yet Beautiful

Tried more then ten apps of the same nature, this is the best. First one that is simple enough to turn an attempt of expense tracking to a habit. Thanks, guys!
peraspera adastra
Version 5.7
2022-07-14

Updated to 5 stars

4 weekly option now added! Perfect app!!
I get paid every 4 weeks so 13 times a year and was wondering if you could include 4 a weekly budget option as well. Otherwise I love the app, so clear and easy to use!
Redtom75
Version 5.6.2
2022-07-10

Essential budget management tool

Great
a_adham
Version 5.9.1
2022-06-16

Great app

Don't often write reviews, but this app has helped me keep track of my money, and has helped me save loads of money.
Pandy_86
2022-05-18

Simple and incredibly useful

Like most people living through a cost of living crisis I am having to be a lot more budget conscious, so having an app like this is incredibly useful. I particularly like the Apple Watch interface. I have noticed recently however that some of my entries appear to have been automatically deleted, resulting in there appearing to be more money at the end of the month. Hopefully this is a bug the developer can address.
mystic_dan
2022-04-30

Widget support

Really nice app, it would be useful to have widget support for this app.
AndrewJP1993
2022-04-30

What has happened to Pennies…

I’ve used this app for at least 5 years and I’ve loved it. The UI has become very buggy recently with elements not actually being visible (elements still working but not visible) and now its become near unusable.. I’ve used this religiously of the years and I would always recommend it, I have it on all devices including mac. I’ve just attempted to add spending to the Pennies app and I’ve had to give up after 10mins as its just unresponsive.. This follows a uninstall/ reinstall. The updates have become less and less, currently 4 months ago, and this is where the UI problems started. I’ve tried to reach out to the developer a couple of times without a response. Maybe IOS updates have caused the issues with usability but maybe the future of this app is limited. I say this with a heavy heart because Pennies was always the first app I installed.
Psphotog
2022-03-20

Much improved

The horrendous performance and synch problems of a few years ago seem to be firmly in the past now (although I eventually had to delete all my previous entries and start again from scratch to get the app to function again even after the bug fixes went in as my existing data seemed to have been irreparably corrupted somehow which was a little annoying) but I’ve had no trace of a problem with the old creeping slowdown horrors since. I can recommend the app almost unreservedly now and am glad I didn’t abandon it completely as I almost did, with the only real proviso being that it would be nice to be able to create my own permanent categories without, for example, having to type out “Groceries” or “Parking” manually every time I buy same.
IJD001
2022-03-12

FANTASTIC!

A real help everyday!
Makes saving a doddle
Bpf1978
2022-03-07

Great App Annoying Bugs

Love this app used it for many years, but seems the support and updates aren’t very frequent, the date picker for inputting previous Expenses is completely broken and I’ve emailed the developer but no response. Such a shame as it’s a great app, just needs a little love!
Streety
2022-02-25

Simple but elegant

Very easy to use and great for keeping track of simple purchases
X4nder30
2022-02-13

Great app. Even better developer support

Does what it says and the developer is great in rolling out updates to fix issues or to respond to user requests. Invaluable in helping me manage my expenditure.
Chuakh
2021-12-30

Can’t even set it up!

Downloaded it last night, can’t even set up a budget type!
JJ 2022
2021-12-11

Helps and works ok

Still testing it but it is helping well to budget. It’s easy to edit and this is useful as well. A pop up has become faulty recently asking for feedback where I’ve had to restart the app after clearing the cache/history 2-3 times. The daily amounts are confusing as I’ve chosen weekly budgets, and colours can’t be changed. I’ve found switching between spent and left frequently and maybe this could be combined. Everything else is good.
ian gaming
2021-11-30

Sad that I have to leave this review

Sad that I have to leave this review. I love the design of the app and I would use it a lot. The problem is their iCloud syncing doesn’t work. I’ve tried messaging the creators through email to which they said they would get back to me within 48 hrs…. It’s been 3 weeks and they still haven’t responded. They only sent an automated email back in response with “frequently asked questions”.
All I want is for them to fix the iCloud issue and I’ll be happy to keep the app but for now I feel like I wasted my money cause I need it to sync between devices. Quite disappointed.
MielskiBear
2021-10-12

Brilliant

Brilliant budgeting app simple and easy to use. Needs to be developed to contain widgets. This feature would revolutionise things, it’s annoying not being able to see info at a glance and having to open the app every time. Other than that brilliant app really making a difference in my everyday expense tracking.
Matchbatch
2021-10-05

Good app

Good app. Simple but could do with a few more feature…….like if you overspend ur budget one day it should just recalculate the rest of the days new budget rather than put you in minus.
nicola7654321
2021-08-10

Perfect

Wonderful Application
sclint76
2021-07-18

Works Well

The app is easy to use and keeps me informed as to how much I have left to spend on a monthly or daily basis. I can set up recurring transactions and multiple budgets.
+*('.
2021-07-13

It used to be great

So frustrating don’t know what’s gone wrong with this app
Twice I downloaded and uploaded all my expenses
Keep crashing continuously Easter 2 hours of my time
Great little app quite bad execution
Ritesh123
2021-06-09

Excellent money management app.

Highly recommended
mj bock
2021-05-20

Great concept

Does what you need it to do.
Only reason it’s not 5 star is because you can’t look back at previous budgets, you can only edit or delete. It would be great to have an ‘archive’ section
Ham1234566
2021-05-18

Just freezes

Been using this app for years and was really happy, but since about a month ago, it just hangs when opening. I have to remove it, reinstall and then it will work once or twice. Then repeat the process.
Zippo_000
2021-05-01

Great

Easy to use.
George1014
2021-04-09

Great

This is a great app for keeping track off your spending. It is also on my watch which makes it even more convenient.
It is so simple to use and fast to input your spend on the move.
Would recommend it to any one wanting to keep track of there, weekly, monthly, yearly spending and keeping you in control of your finances.
patkaylee
2021-03-08

Simple and effective

I use this app for a few types of spending that I need to be strict with; coffee, work lunches etc. The app is laid out beautifully and is a breeze yo use.
The only thing I would add is the ability omit a certain amount of days from a budget when calculating the daily limit. For example; I like to use the daily view for my work lunches to know how much I can spend, however I do not use it at the weekend so technically I could have more for each work day.
snakegoat
2020-10-07

Best way to manage budget

I’ve tried a couple of different apps to keep track of my budget and this is definitely the easiest to use and set up. I use it to manage ah-hoc spending, gives me a total left till payday and daily allowance, works well for me, I definitely spend less because with don’t want to overspend each day.
Re10365
2020-10-07

Simplicity is it’s best feature!!!

A great app, a few issues with iOS 14 with regards to the notification centre widget. (Any chance of getting a new iOS 14 Home Screen widget soon?) But overall what with Apple Watch/iPad support it’s a wonderful easy to use app & has really helped me budget without any bells or whistles like other budgeting apps. Great stuff!!!
linus_84
2020-09-27

Best budget app for Apple Watch

Use this excellent app daily. Snappy, easy to use and very useful for lots of different budget types. The only thing stopping me awarding 5 stars is the complications are not yet available on the Apple Watch 4 Infograph face, otherwise pretty much perfect for me.
markskiappsrev
2020-09-24

Best budget app!

This app has transformed me from a person with 0 savings living pay check to pay check to someone who has money saved in particular budgets for different occasions (emergency fund, house, travel etc). Incredibly easy to use! Also, as someone who travels a lot I love that you can have budgets with different currencies. Could not recommend this app enough.
Gabdorin
2020-09-23

Great App

Its simplicity is it strength. I’ve never been able to work out exactly what I spend on a monthly basis on the various things such as, food , beer, eating out, family costs etc but Pennies allows me to do this (and in a very simple way!) which has made my monthly budgeting much easier and helped me to work out that I spend far too much money on beer!
etherealbody
2020-04-01

Great app, poor cloud sync

This app is fantastic overall. I use it on my phone and try to systematically add any spend as soon as I purchase something, which only takes 30 seconds or so to do. The visibility is also great. I would have given this review 5 stars if it wasn’t for the poor cloud sync. I have set it up 3 times now, and although it appears to work on both my iPhone and iPad for the first few days, it always eventually stops updating. This has been an issue for months now. I will happy increase my star rating once this function is fixed.
ngenest
2020-01-31

Disappointing

I have used Yolt and really liked this but as this seemed to be iPad friendly, I thought I’d fork out the £3.99. I was so disappointed that it does not connect to your bank as this essentially means your have to manually input the spends, calculate your own budget. I couldn’t even work out how to go about amending the budget I had created (it asks you to guesstimate how much you want to save and how much you have left etc.)
It looks great and I like the idea but until it’s able to connect to your accounts and show your spend (or overspend) in real time, it seems rather pointless. It says I can ask for a refund so now I’ll work out how to do that...
Rebecca131
2020-01-25

Decent

I’ve not used this app in a couple of years, so decided to come back to it.
Really surprised to find there’s still not a view to see remaining funds for the week. e.g. I don’t eat out daily, maybe once a week.
This makes it not very fun to see you’ve “overspent” for the day, when the daily “eating out” budget is lower than the cost than your bill will ever be.
RussDCA
2019-11-20

Really useful app and simple

Unlike a lot of budgeting apps which I have found hard to get up and running pennies is really simple and easy to follow it is clear and gives you lots of opportunities to see where you are going wrong or where you are saving
I wish you could put in your wages so you can track how you are spending to avoid overdraft maybe this can be included in future updates but I am really pleased and it is really helping me to manage my money better
Dannyruss11
2019-11-08

Great app that respects your privacy and security

The app does not link to your bank account because it respects your privacy and security. And that is wonderful.
I appreciate that the app is FREE and asks for a donation unobtrusively, no nagging, no adverts. Brilliant.
I think it’s a useful and well-designed app. Well done to the team behind it.
ahmedishihab
2019-09-25

Was a great app

Then I switched to an iPhone X and the app constantly crashes and grinds the entire phone to a crawl. Waiting 30 seconds to be able to kill the app is ridiculous for something this simple. One the app is removed from background the phone springs back to life. Waited roughly 12 months for a fix and despite numerous “optimisation updates” it’s still terrible.
Also it freaks out when you change time zones for some reason. Every trip to North America results in doubling or halving your money remaining. It resets once you come back into your original zone.
Bandaid on my forehead
2019-08-11

Sinple and straight forward

Been looking for something simple and clean to use. Though there can be a few extra features, it is too great out of the!
Some crappy budgeting apps charge a monthly fee when all they are are confusing, over frilled and lacking the basic budgeting features such as being able to creating multiple budgets with DIFFERENT Reoccurrence dates and start dates.
This app wins and it doesn't ask for a silly monthly subscription.
amar340
2019-08-10

??? It can’t count!

Editors choice, seriously? Who sleeping there? Three times I miss money in my budget and I was stressed out as ****. So I counted all my + and - to paper note. All goes wrong with this app, it cannot count easy numbers!!! And it also stop working in my apple watch s4. Never Ever!!! From first time I used it I saw it is so easy made without creativity to make it better for depts or claims. I was using it just for easy couting my incomes/outcomes and it did more chaos then I had before!!! Delete this scam from App Store, PLEASE! Personal finances are not a game!
Patrik Konrad
2019-07-10

How to change your life!

I rely so much on pennies! 2 years ago, on the 1st of January I realised I had literally £0 left in my bank accounts after the winter holidays, even though I was earning good money.
That’s when I decided to start budgeting and discovered pennies. Now I have a good £20K at the bank, and it keeps on growing! So really thank you for the app and keep up the good work.
Quentin Jayat
2019-07-10

Updated Review (5.8) - All is right!

The app freezing issues I was facing with the previous version are all resolved now in version 5.8. This is really a great expenditure and budget tracking app on both iOS and Apple Watch. There might be more feature-packed apps out there in this category but this app is my go-to because it’s straightforward and intuitive.
Nikko672
2019-07-09

Perfect again

Update fixed problem with app freezing and crashing. I have been using Pennies for years now and class it as one of my essential apps. I’d recommend pennies to anyone who wants to keep track of their spending.
Spongeandy87
2019-07-02

Good but could be better

A very good and supportive app in managing your money each month. It gives you the ability to track exactly what you’ve spent and how you could be more frugal with your money.
My only criticism is you cannot set up recurring monthly outgoings. I would love to see me be able to track my entire monthly spend rather than just what I have left over as the app puts it in their FAQs. I will still use it but I feel a simple change would increase the functionality of the app and support more people!
Waggy284
2019-05-07

Great app by a great guy :-)

I’m an avid overspender and Pennies has massively helped me come face to face with my spending habits, and is motivating me to stay on top of things and make progress towards changing my financial circumstances. I would absolutely recommend this app to anyone who feel like they need to get a better grip on their spending too.
The way I use it, I’ve calculated my monthly income and all my fixed monthly expenses (reoccurring bills, mainly) and then put the rest into different spending budgets - food & household, hobbies & leisure, fuel, etc. And simply adding the expense as and when it happens, or a few days later by saving receipts and/or going through my banking app.. it makes me feel in control of my situation rather than using automated or semi-automated apps like Yolt, etc.
This is the only budgeting app that I’ve stuck with, and I’ve tried a truckload!!
lxlvi
2019-03-23

Thundergarters

App works perfectly on iPhone; I use the app with Family Sharing so me and my partner both use it. I can use it on my Apple Watch perfectly fine, in 3 months it has crashed for me just once. However for my partner it crashes on her watch daily and she has to reset her watch, and sometimes go as far as deleting and reinstalling the app. We both have series 3 watches; mine is IOS 5.1.1, hers is iOS 5.1.3 (mine says it is up to date) so I can only assume it’s the iOS version making the difference?
Review would be 5 stats straight up if the issue with the watch app was resolved as otherwise it is perfect.
buckleyourboots
2019-02-22

Doesn't scale - constantly locks up phone

Works fine to begin with but simply cannot cope with more than a few months worth of daily entries. Constantly locks up my iPhone X when adding new entries, then crashes multiple times. So you end up having to nuke your database and start from scratch.
This is the only app I've ever used that has or persistently causes my phone to freeze. Can't recommend because the developer needs to fix this... but they won't because it's been a known problem for well over a year.
Jonny_T
2018-12-20

Much improved

Revising my review from a few years ago- app is much improved. General bug fixes and improvements mean I can really rely on this app now, which is great! Well done on the improvements.
It’s such a life changer to not have to mentally calculate if you can afford something- just look at your phone! Or Watch!
Still a few gripes here and there: specifically the entry input screen has all the important buttons spread out too far, which can make it a bit of a chore especially on a larger screen device.
Differs90C
2018-12-08

Keep it simple stupid

Finally got that yearly budget feature I’ve been dying for. I now put in half my salary as a main pot budget and it keeps me in line. The rest of the app is so user-friendly my 4 year old niece could use it. Nice work! :)
RDA1994
2018-06-30

This is not a spread sheet!

I love pennies. I like having somewhere to track my ‘envelope’ funds and see on-the-go how much I have spent (and what I have left). This is what pennies was made for.
I think any type of budgeting has to be done consciously so yes you have to create individual budgets and yes you have to type in the numbers and yes you have to tell it the start and end date for your budgeting period. That’s the point.
New feature please!
I like the toggle between daily and monthly spend. I think the addition of weekly spend (particularly for things like groceries and pocket money) would be great.
Mail junky
2018-06-28

Changed my life for the better

This app is absolutely fantastic. It has changed my life for the better and has made me much more aware of my expenses and how careful I am with my money.
The app has a simple and beautiful design and everything is clear and works great.
I especially love how I am able to see how much money I have left in the month and what I can spend each day to stick to my monthly Budget. Absolutely genius
nthecool
2018-06-19

Slow

Used for a few months and was very pleased with it but it has become frustratingly slow over the last few weeks. Probably needs an update urgently to keep up with newer versions of iOS.
Update: Thank you to the developer for the update. It's working smoothly and quickly now. Highly recommended.
emankin
2018-04-18

Finances sorted out

Amazing app! This is the first time I try out a finance app and this app does everthing it says. The interface is very intuitive and easy to use, for example you can make separate budgets and add every single expense very easily in every major currenxcy.
I definetly recommend it!
sarp3264
2018-04-15

Very Basic

A good, useful app, but no idea how anyone can justify charging 4 GBP for what is essentially a glorified calculator with a nice layout. Ironic given it's an app for budgeting! The 'left today' bit is super pointless, it's not like I spend the same amount every day, and this would make a lot more sense if it was a 'left this week/month' kind of thing for longer-term budgets. Having said that I do find it useful to stop me overspending!
Chaz is cool123
2018-03-25

Useful Tool

This app really saved us when we went on our 5 week road trip. I definitely recommend this app.
The only reason I haven’t given it full marks is because I need my husband to be able to use the same budgets on his phone too, and for any expenses made by either of us to be updated in real-time. I feel like this budget is just a step away from being perfect, it just needs a function for multiple users on one budget in my opinion.
Midnabelle
2018-02-20

It does what it says, simple budgeting

I have been using this app nearly a month now. Initially I was very impressed with the idea of simplicity in executing basic income and daily spending. But soon I realised, it was all it did, only a list of entries. It doesn’t process items in any other way. Grouping is less than useful unless you find a way to classify items such as regular outgoings. This app has a very limited functionality. I’m also disappointed with its failure to share when you export your budget. It constantly crashes. It needs a bit more work.
Mete
2018-02-11

Almost perfect. One small request ;)

Love it. Clean, easy to use. I only wish on my monthly budget when I spend something it tells me what I have left for that week as opposed “today” as it does now. Maybe a setting to choose preference between “today”, “this week” on budgets longer than a week? Would be perfect as I rarely use “left today” but would really benefit seeing “left this week” in place.
Alexander Byron
2018-01-24

It’s good.

I like the simplicity of navigating through the up. One swipe for everything and you’re there.
However, I sadly can’t give this a 5 star rating, as much as I really want too. I just think it misses one important feature, and that’s tracking income, as in a feature where I can put my weekly/monthly income into the app then it recognises how much I should be saving and spending. ie. Budgeting
But that’s my only issue.
Bradstarz
2018-01-07

The simplest & the best

I’ve used budgeting apps on my iPhone for years but after my last app was killed off for being 32bit I struggled to find a replacement. I tried a few “free” ones that either didn’t do what I wanted or wanted to do too much. I finally took the plunge & paid 3.99 for Pennies and quite honestly it’s THE BEST budgeting app I’ve ever used. Simple to set up, great interface, handy Apple Watch integration, excellent syncing. I could go on.
I thought it was counter intuitive paying for a budgeting app but this will be the best £4 you spend this year.
Excellent work team!
mmlabbd
2017-11-14

Amazing app, easy to use and very effective

Being a uni student I got this app before my semester started and I have really kept on top of what I’m spending. I wouldn’t have been as effective at budgeting without the app. Worth the money for definite, by working out how much you have daily is a massive help!
B-essam
2017-10-05

Best budgeting app ever 😍

This app is four those who want to save money by budgeting, and not for having fancy statistics, whatsoever. It’s fast, so you’ll actually have that 1 sec to enter your spendings. I can only recommend it to fellow students and anyone on a tight budget. Worth every penny ☺️. Support is 1st class 👍🏻.
(I’m using it on my iPad & iPhone)
B4RN154N
Version 5.4
2017-09-15

MUST-HAVE Budgeting App

If you want simple easy going budgeting, Pennies is perfect. None of the confusion of loads of features. I use this everyday.
Keeps you aware of your spending.
The 'Notes' feature is great and allows me to track what I spent on. None of the pie chart nonsense to waste time analysing though. Just scroll through.
kevinkaraca