Poor, untouched Ginger needs to get checked out but she doesn’t have insurance. 

So she goes to see Dr. Frederickson, a medical student who performs exams on broke women. 

Lying on the examination table with her feet up in the stirrups, things get intimate fast as Dr. Frederickson starts poking and prodding Ginger and finally taking her hard with something doctors don't generally use as a medical instrument!