Widowed Anna Wren is having a wretched day. After an arrogant man on horseback nearly crushes her, she arrives home to learn that she is in dire financial straits.

THERE COMES A TIME IN A LADY'S LIFE

The Earl of Swartingham is in a quandary. Having frightened off two secretaries, Edward de Raaf needs someone who can withstand his bad temper and boorish behavior.

WHEN SHE MUST DO THE UNTHINKABLE . . .

When Anna becomes the earl's secretary, it would seem that both their problems are solved. But when she discovers he plans to visit the most notorious brothel in London, she sees red-and decides to assuage her desires . . .